Hail Damage - Hail damage occurs when the shingle suffers granule loss or bruising of the matting. Constant exposure of the organic base center to ultraviolet rays of the sun can cause further deterioration of material, shortening shingle life by up to 40%.
Wind Damage - Many home owners think if shingles aren’t missing that they don’t have wind damage. This is not the case. Nails above these shingles have been pulled through the shingle and are no longer holding the shingle down to the roof. When this happens a domino effect occurs throughout the rest of the roof from the point of origination. A roof with wind damage can be very susceptible to water damage.
Over-Driven Nail - This side-by-side image shows how an “over driven nail” (as shown on the right), resulting from too much pressure and/or inaccurate angle on the nail gun, caused the nail to go into the shingle, rather than resting on top (as shown on the left). Over time and/or due to wind, the shingle pulls away from the nail rendering the nail useless and no longer holding the shingle in place. This is a common problem that allows rain to be driven under the shingle, eventually leading to leaks and further potential damage.
Aged Decking - This photo shows how aged decking results in popped nails. This is a sign that the decking is an "un-nailable surface" rendering it useless and in need of replacement. An insurance claim filed for this situation would require the insurance company to pay to replace any decking deemed to be an un-nailable surface.
Gutters and downspouts are fabricated from a variety of materials including steel, copper and aluminum. Aluminum systems are the most common type used in our area, and while it represents the least expensive and most available material, it is also more-easily damaged by hail and wind. Gutters and downspouts are covered by most homeowners’ insurance policies and EPIK can help you get these replaced, if necessary, as part of your claim.
Wood fencing may be dented or discolored by hail, or completely blown-over and destroyed by high winds. This photo illustrates the surface and discoloration effects of even small hailstones. Corrective and/or restorative efforts such as power-washing, re-staining or complete replacement will often be covered by your insurance policy.
External and functional damage to air conditioning units can occur from our N. Texas storms and is an often-overlooked part of the insurance claim. The outer metal jacket may show damage from larger hail, however more importantly, even the smallest hailstones can cause damage to the heat-radiating fins which will affect the operational efficiency of the unit. Corrective measures can range from “combing” of the fins to complete replacement of the unit.